Our Approach
It is important to us that you are comfortable with each stage of the financial planning process. We will take care to guide you through each step.
Every financial planning goal starts with a 5-step process
Initial Call
During your initial call we will listen to you. We will ask questions to understand your current financial positions, your hopes and financial objectives. We will also listen to your fears, concerns and any potential barriers you may have. We capture all of this information in a fact find and may ask for further documents from you.
Our Analysis
After gathering the information we need from you - we will build a picture of your current financial position, looking at your assets and liabilities, income and expenditure, and existing pensions, savings and protection plans. Coupled with reviewing these against your objectives we will build a plan to present to you.
Your Plan
We will present you with your plan, talking you through each area and how we can assist you in meeting your objectives, demonstrating how it will meet your attitude to risk when relating to investments. This will be different for each person; we may use a cashflow planning software to demonstrate our recommendations. After our discussions we will present you with our final plan agreed in writing for you to review.
Implementation
If you decide to move forward with our recommendations we will make the necessary arrangements, ask you to complete all necessary documentation and our team will manage the process for you until all plans and polices are in place. This can take some time as we deal with various third parties on your behalf and we will keep you updated along the way.
Maintenance
We are always there should life present a new opportunity or challenge that may impact your plan. We offer an ongoing advice service that is typically charged in line with the size of the assets that we manage on your behalf.