Independent financial planning
Advice that starts with you.
Personal financial advice to help you plan for the future you want, from people who take the time to understand it.
Independent planners
Directly FCA authorised
Chartered Financial Planners
STEP-qualified specialists
Local advice, UK wide
9.0/10
Client feedback score
All-time average
About us
We work with individuals, families and business owners who want a clear plan for the future.
Trinity Capital Partners is an independent financial planning firm with offices in London and Manchester and advisers across the UK. Several of our advisers hold Chartered status or are members of STEP.
But the thing clients tend to mention first isn't the qualifications. It's that we listen, and that the plan reflects what they actually want.
Our services
All aspects of financial advice, in one place.
Six areas of advice, brought together so every decision supports the others.
Financial planning
01
We bring your pensions, savings, investments, protection and tax position together, so every decision supports the others.
Retirement planning
02
We'll help you work out what you need, when you can afford it and how to turn what you've built into an income you can rely on.
Investments
03
We manage your investments to support your goals and your tolerance for risk, with a long-term approach grounded in evidence rather than trends.
Protection
04
We'll help you make sure your family, your income and your business are protected if life doesn't go to plan.
Estate planning
05
We'll help you decide what you want to leave, to whom and how, and structure it so more of it reaches the people you choose.
Returning to the UK
06
Coming home often means pensions, savings and property in more than one place, so we help you bring them together into one clear plan.
Where you are now
Expert advice for every stage of life.
Whether you're building wealth, planning for retirement or thinking about what you'll pass on, we'll help you prepare for what comes next.
Building wealth
→
Making the most of what you earn while you're earning it.
Approaching retirement
→
Turning what you've built into an income you can rely on.
In retirement
→
Keeping your plan working for you, year after year.
Running a business
→
Planning for you and the business as one, including what happens when you step back.
Families and inheritance
→
Passing on what you've built, thoughtfully and tax-efficiently.
Returning to the UK
→
Advice for people moving back, with pensions and assets in more than one place.
How we work
A clear plan in five steps.
We'll help you understand where you are today, decide where you want to be and build a plan to get you there.
The first conversation is complimentary, and you'll know what we charge before you commit to anything.
01
Initial review
We listen first, then take a clear look at where you stand, from your income and assets to your existing pensions, savings and protection.
02
Research
We research the market for the options that suit your goals and attitude to risk, and weigh each one against the alternatives.
03
Plan
We present a plan built around your objectives, explain each part in plain terms and agree it with you in writing.
04
Implementation
Once you're happy, we make the arrangements and manage the process with providers until everything is in place.
05
Ongoing
Life changes, so we stay with you, reviewing the plan and adjusting it as new opportunities and challenges arise.
Our values
Three commitments
behind our name.
Go Beyond is how we describe the way we work. It comes down to three things we hold ourselves to with every client, and they're the trinity in our name.
Service
More of us, when you need us.
You'll have a lead adviser who knows you well, backed by a full team rather than one person on their own.
Expertise
Specialists working as one team.
Retirement, investment, estate planning and protection are handled by people who specialise, working together around a single plan.
Standards
Standards we hold ourselves to.
Going beyond is as much about how we work internally as what you see from the outside.
Our people
The people behind your plan.
Experienced advisers and a full support team, working together around your plan.
Client stories
Real situations, real plans.
From three pensions to one plan.
A couple in their late fifties, both still working, with pensions from several employers and no clear idea of when they could stop.
Questions
What people ask us first.
If yours isn't here, ask us directly. The first conversation is there for exactly that.
What does the first meeting involve?
Around 30 to 45 minutes, in person or by video, talking about you rather than products. We'll ask about your circumstances and your plans, and you'll leave knowing whether we're the right fit. It's complimentary and there's no obligation.
What does your advice cost?
Before you decide anything, we'll set out what our advice costs, in pounds as well as percentages. You'll know exactly what you're paying for before you commit.
What does independent mean?
Our advice is based on a comprehensive and fair analysis of the relevant market, not a panel. We also hold our own permissions from the FCA, so the regulator looks at us directly.
Do I need a plan if my finances are fairly simple?
Probably more than you think. A plan isn't about complexity, it's about knowing where you stand and what to do next. Even with one pension and one ISA, the right allowances and the right order of decisions make a real difference over time.
How often will we review the plan?
At least once a year, and whenever something significant changes in your life. Reviews are part of our ongoing advice service.
Trinity Talks.
A regular conversation about the decisions behind the money: retiring, selling, passing things on. Twenty minutes or so, with the people who advise on it every day.
Episodes are general discussion, not advice. What's right for you depends on your circumstances; speak to an adviser before acting on anything you hear.
Let's talk
Let's talk about what's next for you.
The first conversation is complimentary, with no obligation to proceed.
