Estate planning
Passing on what you've built, your way.
We'll help you decide what you want to leave, to whom and how, and structure it so more of it reaches the people you choose.
Who this is for
For families thinking about the next generation.
Estate planning is about more than inheritance tax; it's about making your wishes clear and your family's position simple.
What we do
We look at your estate as a whole, from property and pensions to investments and business interests, and work with you on wills, trusts, gifting and the use of allowances. Our estate planning specialists are STEP qualified, and where you have a solicitor or accountant, we work alongside them.
How we work
The same five steps, whatever we're helping with.
So you always know where you are and what happens next.
01
Initial review
Starting with you.
02
Research
Weighing up your options.
03
Plan
A plan that joins everything together.
04
Implementation
We take care of the detail.
05
Ongoing
A plan that moves with your life.
Your adviser
Advisers who specialise in estate planning.
You'll have one lead adviser who knows you well, with the rest of the team behind them.
Questions
Common questions.
Do I need estate planning if my estate is below the inheritance tax threshold?
Estate planning is about more than tax. It's about your wishes being clear and simple for your family to carry out. Thresholds also change, and so do estates.
What is a trust and do I need one?
A trust lets you set aside assets for someone's benefit with rules about how and when they receive them. It suits some situations well and others not at all. Our STEP-qualified advisers will tell you which applies to you.
Do you write wills?
We don't draft wills ourselves, but we work alongside your solicitor so the will and the financial plan say the same thing.
How does gifting work?
You can give away certain amounts each year without inheritance tax implications, and larger gifts fall outside your estate after seven years. We help you plan gifts so they help your family without leaving you short.
Let's talk
Let's talk about what's next for you.
The first conversation is complimentary, with no obligation to proceed.
