Returning to the UK
Advice for your move back to the UK.
Coming home often means pensions, savings and property in more than one place, so we help you bring them together into one clear plan.
Who this is for
For people planning a return after time abroad.
If you've lived and worked overseas and are moving back, your finances need organising before and after you arrive.
What we do
We help you understand what your return means for your tax position, your pensions and your savings, and we build a plan for the UK side of your finances. [Pending Paul: wording on assets held overseas.] Several of our advisers have lived abroad themselves, so they understand the practicalities as well as the rules.
How we work
The same five steps, whatever we're helping with.
So you always know where you are and what happens next.
01
Initial review
Starting with you.
02
Research
Weighing up your options.
03
Plan
A plan that joins everything together.
04
Implementation
We take care of the detail.
05
Ongoing
A plan that moves with your life.
Your adviser
Advisers who specialise in returning to the UK.
You'll have one lead adviser who knows you well, with the rest of the team behind them.
Questions
Common questions.
When should I start planning my return?
Ideally a year or more before you move. Timing affects your tax position, and some decisions are easier to make before you arrive than after.
What happens to my UK pension while I've been away?
It's still yours and still growing. We'll review it alongside anything you've built up abroad and help you decide what to do with it on your return.
Can you advise on my overseas assets?
[Wording pending Paul. Likely: we advise on the UK side of your finances; for assets held overseas we'll help you understand how they interact with your UK position and work with your advisers in that country where needed.]
Have your advisers done this themselves?
Several have. It's one reason we understand the practical side as well as the rules.
Events
Meet us at an event.
Let's talk
Let's talk about what's next for you.
The first conversation is complimentary, with no obligation to proceed.
