Staying patient through a volatile quarter

Markets have been unsettled this quarter. Here’s how we think about periods like this, and why we start with your plan rather than the headlines.

Paul Howarth · 2 min read · 22nd September 2026

A couple relaxing on the sofa at home, one checking a tablet

Every few months, markets give investors a reason to worry. This quarter has been one of those times. It’s natural to feel uneasy, and it’s worth saying why we don’t react to every headline.

Volatility is normal

Falls and recoveries are part of investing. A long-term plan is built on the expectation that they will happen, even if we can’t know when.

What we look at instead

Is your plan still on course for what you want?
Do you have enough cash for the next year or two?
Has anything changed in your life that should change the plan?

If you’re worriedCall your adviser. Talking it through is always better than acting on a headline.

The value of investments can go down as well as up, and you may get back less than you invest.

Last reviewed 22nd September 2026. This is for general information only and isn’t personal financial advice. Tax rules can change, and how they apply depends on your circumstances. The value of investments can go down as well as up, so you could get back less than you put in.